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If you're ready to start planning ahead, the next step is to figure out just how much you need to save to be able to afford the kind of retirement you dream about. To get a ballpark figure of how much you need to invest for a secure future, use this calculator.

Next: Are you ready to become a do-it-yourself investor? Take the quiz!

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Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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