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Money coach Jean Chatzky says the Bradleys will be well on their way to becoming millionaires if they pay themselves first and invest half of their additional income each year. After taxes, that comes down to about $12,000 that the couple can invest. At an annual interest rate of 8 percent, in 30 years, the Bradleys will have saved $1.5 million!

Extra income = $33,000
Extra income after taxes = $24,000
Invest 1/2 annually = $12,000
30 years at 8% = $1.5 million

A stronger marriage and a bright future in savings give the Bradleys a lot to smile about. "I think we had lost each other by focusing so much on the money and the stress of the money, and it's like we've come back to each other now," says Lisa.

More from Oprah's Debt Diet 
FROM: The Debt Diet: Part 5
Published on January 01, 2006
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.


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