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Lisa drives the Bradleys' new car.

An unexpected car repair threatens to set the Bradleys back thousands of dollars. The transmission on their BMW fails, depleting the value of the car to $5,000—and the Bradleys still owe $15,000 in payments.

Instead of dealing with costly repairs, the Bradleys discover they can accomplish the goals set forth in Step 6 by selling some of their assets. With the help of Crossroads Ford in Raleigh, North Carolina, LendingTree.com and RoadLoans.com, Lisa and Steven sell their BMW and SUV and purchase a new Ford Explorer—a decision that will save them $400 a month on car payments.

Lisa says she's excited about more than just the savings. "I feel like this is one of the first big decisions Steve and I have really made together and been on the same page," she says.

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