Don't rely on the real-estate agent to tell you what to do. Even the most wonderful agent isn't exactly motivated to get you the cheapest price. Remember, unless your agent is specifically a buyer's broker or buyer's agent, she will typically be paid a commission—based on a percentage of the sale price—out of the seller's pocket. If an agent helps you to negotiate a lower price, her commission will be lower, too.
So, before you begin shopping, scour the Internet and the local paper's real-estate section. Pay attention to homes in your range; don't track million-dollar manses if you'll be shopping for a $200,000 condo. For at least six weeks, keep a record of how long sold homes were on the market, and whether they sold above or below the asking price and by how much.
Our April issue features the 20 questions every woman should ask herself, as well as a guide to getting more out of your annual checkup, Dr. Phil's secret to achieving any goal and our spring beauty o-wards (and how you can win every item featured!).