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Use this worksheet to track every purchase you make outside your normal budget for two weeks. I don't care if it's a magazine or a pack of gum from the grocery store checkout, or an all-out splurge from Anthropologie or Target. When you get home (or log off the computer), write down the date, price you paid, how you were feeling when you picked out the item, your rationale for buying it and who you were with when you bought it.

Download the Shopping Log. PDF

Then, at the end of the two weeks, count up how many of these purchases were truly necessary, how many were impulsive buys and how many were emotional buys. Not only will you see what type of shopper you are—and where your weaknesses lay—you'll also be able to use that information to help you focus on buying only what you really need.

Are you ready to stop overshopping? Take our quiz!
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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