3. Check with the FDIC
Not a week goes by that a bank somewhere in the United States isn't taken over by the Federal Deposit Insurance Corporation, or FDIC. The FDIC moves in to protect our savings when a bank is in danger of failing. In the process, it becomes responsible for all insured deposits and for liquidating any of the bank's remaining assets. Many of these assets are often unclaimed. If you can prove that an account belonging to you is among them, the FDIC will be more than happy to give you your money.
When an FDlC-insured bank fails and is liquidated, the FDIC's resolution division is responsible for paying:
Toward the bottom of the "Unclaimed Funds" page, you will find a search function you can use to see if there is an unclaimed account belonging to you in the FDIC's database. The only information you need to input is your name and the name of either the failed bank OR the city it was in OR the state it was in. Once you've done that, it will instantly tell you whether the database contains anything under your name.
Next: Check the pension benefit guaranty corporation