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Advice from Money Experts - How to Spend Less and Earn More
These easy-to-remember phrases will help you spend less, earn more and be a little more Zen about your finances.
By Lynn Andriani
Original Content  |  July 11, 2012
Sober up your spending for free Illustration: Jen Troyer


It can take a stranger to point out the money mistakes you're making, says Dave Jones, president of the Association of Independent Consumer Credit Counseling Agencies. Yet while many people think financial planners are only for the super-rich, anyone can use the free services of a credit counselor (find one at AICCCA.org). They'll take an uncompromising look at your situation and help you set up a budget and work toward stashing away six months' worth of disposable income, which Jones says is the most important thing you can do for your finances.
Printed from Oprah.com on Friday, May 24, 2013
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