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25 Solid-Gold Ways to Save

Some of the best things in life can be free—or blissfully under budget. (Don't miss our updated 2010 guide for more!)
By Anne Kadet
O, The Oprah Magazine  |  From the March 2008 issue of O, The Oprah Magazine

Begin a biweekly payment plan

By sending in half your monthly mortgage payment every two weeks, you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30-year mortgage would save you $77,000 in interest over the life of the loan.

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