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Suze Orman
Owning a home is really a dream come true; the sense of pride and security from having your own place is so powerful. But even the sturdiest, loveliest home will need some work from time to time. Repairs, replacements, and renovation are simply the inevitable costs that go along with home ownership.
 
The good news is that the money you spend to keep your house in order is actually an investment. Just think about it: When you eventually sell your place, the better shape it is in, the better price you'll get. But the reality is that repairs can be expensive—and they often pop up when you're least prepared for them financially. Whether it's to fix your kitchen sink or replace your roof, you might be facing a $1,000 to $15,000 bill that you haven't budgeted for.

Home in on some smart ways to pay for repairs.
From the Winter 2006 issue of O, The Oprah Magazine
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