Breuning is adamant about working and says that despite having worked his entire life, he likes it. "Work as long as you can work," he says. "Hard work won't kill you." And while Breuning says a strong work ethic will help keep a person healthy and happy, a more frugal approach with what he earns from that work is just as important. "Social Security won't take of [the future]," he says. "People have so much money, but they buy cars with no money down. They should aim to only spend so much a month and save."