Posted on Feb 25, 2009 3:36 PM
I am working my tail off with a full time job (9-5) and three part time jobs (Pizza Delivery, Hotel Front Desk and Scuba Instruction). Most days of the week, I work 8 hours in the day followed by 6-8 hours in the evening.The part time jobs were part of my back up plan for a possible lay off which didn't happen. (not yet)
The action plan for 2009 couldn't have come at a better time for me. I went from looking at new cars, vacations and toys to focusing on reducing debt and preparing as outlined in the guide. I am very thankful and have done a complete 180 on my spending and have been rewarded with a significant increase in my FICO score (+150pts) from focusing on reducing credit card debt with the extra $$
Washing pots and pans til midnight a couple of nights a week at the Pizza shop and working overnight at a hotel front desk serve as a good deterrent for my future spending. Lesson learned and I hope by 2010, I'll be able to go back to just one job.
Good luck out there!
William
Palm Beach Gardens, FL
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