Unfortuneately through much research on my own, I have discovered that there is little money for the persons with disabilities quest to be a homeowner. There are no programs specifically for us. 
There are tax incentives, breaks and such once you need to make homes accessible (provided you can get into one) and there are agencies that help with home modifications. If you are a veteran and you have a disability brought on my service, opportunities abound. I love my service men and women, but for most of their life they have had no disability whatsoever, then at their own discision decide to fight for our free (which I'm grateful for) they recieve more opportunities, (sometimes, I know this isn't always the case) but more often then not, they recieve breaks, incentives and cuts that someone who has had a disability for their entire life.
I do have a couple of resources for you, one is a book I found at Ross (Dress for Less) stores believe it not. I love the book/journal section at these discount stores, you never know what you'll happen upon. The book was just $ 5.99. It's compiled by
Readers Digest, Free Money, Free Stuff: The Indispensible Guide to Deals, Steals and Giveaways. In it list some programs in certain states, Low Interest State, Home Loan Programs for people with disabilities. Mind you many states have the programs listed, disbled or not. Then the Home of Your Own (HOYO) low interest program and the Voucher Choice Homeownership Program. Keep in mind the qualifying crteria isn't the disability, it's whether or not this is your first home, or a certain amount of years has to have passed since you owned your first home. The other book is by wonderful "money coach", Lynette Khalfani Cox, I'm trying to read this, it's not hard at all, I'm still just weighing whether or not I'm ready and physically able to move. I have Muscular Dystrophy by the way, Spinal Muscular Atrophy and live with the units. That's what I call my parents whom I love dearly and who let me be me and herein also lies whether or not I want to leave the humble abode. Khalfani's book is called
Your First Home: The Smart Way to Get It and Keep It. She's awesome and I want to stay she's been on Oprah once or twice. Khalfani's book has many programs listed by state for first time homeowners. I wish she would work with me personally and get me in shape.
Lastly, if staying where you are and modifying things to make the place barrier free is an option, there is money, and taxes cuts/breaks as I mentioned to modify existing structures.
Please let me know how the quest goes. This is something we need to bring to the attention of legislators/policy makersnd it's defintely a deficit that many would be homeowners with disabilities face.
Good Luck to you both.
Tracee (Northern VA)
Teegarner@aol.com
