A: I'm 61 and I don't have a lot of wrinkles, either. I've been using an eye cream since I was in my 20s. Am I relatively wrinkle-free because I've been loyal to the eye cream? No, says Jeffrey Benabio, MD, a dermatologist at Kaiser Permanente in San Diego. "Eye creams are just variations of facial moisturizers," he says. Both may contain antioxidants to help minimize wrinkles and other ingredients that help tighten skin. Unlike many facial moisturizers, however, eye creams don't usually contain sunscreen, and you get a lot less product for a lot more money. As the doctor astutely notes, an eye cream is unlikely to make much difference except on your credit card bill.

Keep in mind: If you use moisturizer around your eyes, apply it carefully; the one benefit of a cream formulated specifically for the eye area is that it may be less irritating.