In uncertain economic times, bank accounts aren't the only things that suffer. "Many of you are at home right now terrified about your financial future. Whether there's been a job loss or not, anxiety is sky high for so many people," Oprah says. "The stress of it all is taking a really huge toll on people's marriages." 

Marriage counselor M. Gary Neuman says when people start getting anxious, problem-solving skills are the first things to go. "Panic is the biggest obstacle to creativity, and now is the time that people need to look at everything creatively," he says. "When people panic, they become paralyzed and they don't make decisions—and then decisions are made for them."

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